Funding Graduate School

Most graduate students finance their education through a combination of funding sources. Identifying sources of funding for graduate school can take time. Start with the individual programs to which you will apply. If funding information is not available on their website, email or call the program to inquire.

Types of Funding


Assistantships are usually campus-affiliated work assignments (e.g., graduate teaching instructor or research associate) that provide an individual a stipend and often waive tuition and/or other matriculation fees. Find out more information about SUNY Oswego's Graduate Assistantships.


Fellowships are typically granted to individuals to cover their living expenses while they carry out research or work on a project. Awards may be single or multiyear. Awards are usually based on an individual's merit as measured by grades, GRE scores, publications, and letters of recommendation.


Grants are most often awarded to cover expenses associated with carrying out research or other specific projects, such as travel, materials, or computers.


Loans are available from the government and other private sources. Scholarships are awarded based on one or more criteria: merit, financial need, discipline of study, career goals or membership within a minority group.


Financial Aid

FinAid: the smart student guide to financial aid

International Student Financial Aid