American Rescue Plan Professional Judgement Guidance

Students with documented special circumstance that negatively affects you/your family’s financial situation could be eligible for a financial aid adjustment of higher financial aid award. For example, because of COVID-19 some employers have shut down, reduced work hours, furloughed employees and others may not have been able to work due to illness. Your campus financial aid office may be able to review your special circumstances to adjust the amount of financial aid you receive or would have received.

If your family has experienced a change in income due to unusual, special circumstances, your campus financial aid office has Professional Judgement and U.S. Department of Education guided flexibility to re-evaluate your situation for the following reasons:

  • Loss of job or permanent/indefinite reduction of work hours
  • Separation or divorce
  • Personal bankruptcy that occurs during the current financial aid year
  • Death of a member of your immediate family
  • Reduction/loss of child support
  • High non-reimbursed medical expense.
  • Your parents took money out of their pension/retirement plan as a one-time payment to help cover expenses
  • Other documented special circumstances outside of the student’s control

If you would like to apply for a Professional Judgement, please click on the links below and download the Change of Circumstance Form for your situation. Please remember the appropriate documentation as stated on the form to support your circumstances. You may mail, fax, email, or drop off your completed Change of Circumstance form along with all the required documentation to the Financial Aid Office. 

Parent Loss of Income

Dependent Student Loss of Income

Independent Student Loss of Income

Separation or Divorce

Medical Expenses

Please note: Although Federal Financial aid appeal decisions are at the discretion of the campus and are based on guidance provided by the U.S. Department of Education and are completed on a case-by-case basis with all decisions considered final, SUNY Oswego is compelled to make every effort to assist students in need.