Banking & Personal Finance

Banking & Personal Finance

 

To handle personal banking matters in the most convenient way, it is probably most convenient if students open a checking account at banks that provide automatic teller machine (ATM) service. Below is a list of local banks, their nearest ATM, and the best checking option for college students.

 

Banks

Account Type

Fees

Minimum Balance

Minimum Opening Deposit

Local ATMs

ATM Fees

Pathfinder Bank

214 West 1st Street (315.343.0057)

 

291 State Route 104 East

(315.343.4483)

 

34 E Bridge street

 (315) 343-2577

Free checking

None

No minimum

balance

$25

ATMs located at bank addresses

 

$0 at any Pathfinder ATM; $1.00 otherwise

Alliance Bank NA

30 West Utica Street

(315.343.1100)

 

161 State Route 104

(315.342.6272)

Student Checking

 

 

 

 

Classic Checking

None

 

 

 

 

 

None

No minimum balance

 

 

 

No minimum balance

None, but suggested $25

 

 

 

None, but suggested $25

ATM located in Hewitt Union*

$0 at any Alliance Bank NA ATM; $0 otherwise

 

 

 

$0 at any Alliance Bank NA ATM; $1.25 otherwise

 

COMPASS Federal Credit Union

150B Marano Campus Center , SUNY Oswego

(315.312.2191)

 

131 George Street

(315.342.5300)

 

7 Fourth Avenue

(315.207.0390)

Free checking  with Savings

None

No minimum

balance

$5

ATM located in Marano Campus Center, near FANS*

$0 at any COMPASS-owned ATM; five free withdrawals per month at any non-COMPASS ATM; $1.00 otherwise

Banks

Account Type

Fees

Minimum Balance

Minimum Opening Deposit

Local ATM’s

ATM Fees

Chase Bank

204 West 1st Street

(315.343.9650)

Free Chase Student checking

$0 for up to 5 years while in college

No minimum balance

$25

Drive-thru ATM located next to the SUNY Oswego Parking Office

$0 at any Chase ATM; $2.50 otherwise

Keybank

138 State Route 104

(315.342.2248)

KeyBank Hassle-Free Account

None

No minimum balance

$10

ATM located in Marano Campus Center*

$0 at any Key Bank ATM; $4.00 otherwise

Community Bank

100 East 1st Street

(315.343.1410)

Carefree Checking

None

No minimum balance

$50

ATM located in Marano Campus Center*

$0 at any Community Bank ATM; $2.75 otherwise

Oswego County Federal Credit Union

East 4th & Bridge Street

(315.343.7822)

300 West 1st Street

(315.326.0138)

Free checking & Savings

None

No minimum balance

$5

ATM located in Marano Campus Center*

$0 at any Oswego County Federal ATM; $2.00 otherwise

NBT Bank

30 West Utica Street

(315.343.1100)

161 State Route 104

(315.342.6272)

iStrive Checking Account

None

No minimum balance

$25

ATM located in Marano Campus Center*

$0 at any NBT ATM; NBT will waive any foreign ATM fees, but other banks’ surcharges still apply

 

* Located on SUNY Oswego’s campus

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