American Rescue Plan Professional Judgment Guidance

Students with documented special circumstance that negatively affects you/your family’s financial situation could be eligible for a financial aid adjustment of higher financial aid award. For example, because of COVID-19 some employers have shut down, reduced work hours, furloughed employees and others may not have been able to work due to illness. Your campus financial aid office may be able to review your special circumstances to adjust the amount of financial aid you receive or would have received.

If your family has experienced a change in income due to unusual, special circumstances, your campus financial aid office has Professional Judgment and U.S. Department of Education guided flexibility to re-evaluate your situation for the following reasons:

  • Loss of job or permanent/indefinite reduction of work hours
  • Separation or divorce
  • Personal bankruptcy that occurs during the current financial aid year
  • Death of a member of your immediate family
  • Reduction/loss of child support
  • High non-reimbursed medical expense.
  • Your parents took money out of their pension/retirement plan as a one-time payment to help cover expenses
  • Other documented special circumstances outside of the student’s control

The Office of Financial Aid is pleased to introduce CampusLogic™ — an intuitive online, self-service platform for students to streamline financial aid processes including the verification process. Access the platform via the myOswego portal — under the Financial Services tab > Financial Aid link > Financial Aid Requirements link — or accessible directly at If you would like to apply for a Professional Judgment please complete the appropriate form with documentation as stated on the form to support your circumstances.

Parent Loss of Income - complete on CampusLogic

Dependent Student Loss of Income - complete on CampusLogic

Independent Student Loss of Income - complete on CampusLogic

Separation or Divorce - complete on CampusLogic

Medical Expenses - complete on CampusLogic

Please note: Although Federal Financial aid appeal decisions are at the discretion of the campus and are based on guidance provided by the U.S. Department of Education and are completed on a case-by-case basis with all decisions considered final, SUNY Oswego is compelled to make every effort to assist students in need.